Wealth Wisdom: Building Wealth, Building Legacy

Saving Money & Strengthening Financial Communication

Welcome back to Wealth Wisdom. We’re all about making financial trends easier to understand and act on. This week, we’re diving into the little things that can make a big difference in your financial life.
Are you a subscription pauser?: We discuss the growing trend of cutting back on unused subscriptions to save money—and how it can add up to real savings.
Spotify’s Latest Moves: Why are platforms like Spotify and Netflix becoming non-negotiable in some households? We share thoughts on their staying power and what it say about how we value entertainment.
Talking Money at Home: Finances can be tricky to navigate with your partner, but we’re sharing tips to keep communication open, honest, and productive.
We also explore simple ways to:
Automate your savings to reduce stress and stay consistent.
Plan for the future without overcomplicating things.
Create better habits for tracking and managing expenses.
Money doesn’t have to be a source of stress. With the right tools and communication, you can build a stronger financial foundation for yourself and your family.
We’d love to hear your thoughts. What’s worked for you when managing subscriptions or discussing finances at home?
1:30 - What Are Subscription Pausers?
4:45 - Real-Life Examples of Subscription Cutting
7:15 - The Dominance of Netflix and Spotify
11:00 - Spotify’s Strategy & Latest Earnings Report
15:20 - Financial Stress in Relationships
19:10 - Practical Tips for Financial Communication
22:30 - The Power of Automation in Saving
26:45 - Managing Credit Cards & Staying on Budget
29:30 - Final TakeawaysAt Wealth Wisdom aims to provide you with the insights and tools to navigate financial trends thoughtfully and confidently. Through discussions like these, we strive to make complex topics more accessible and actionable for you.
Join us on this journey as we continue to explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable Fox Hill Wealth Management perspectives.
Follow along at:
👉 Linkedin: https://www.linkedin.com/company/fox-hill-wealth
👉 Instagram: https://www.instagram.com/foxhillwealth
👉 Youtube: https://www.youtube.com/@FoxHillWealthManagement

Our Take on Trump’s Proposed Tax Changes Plus Fed Cuts Rates Another 25 basis points

Welcome to another episode of Wealth Wisdom, the podcast that breaks down today’s economic news to help you make informed financial decisions.
In this episode, we break down the big events shaking up the financial world. Trump’s 2024 Election Victory: We look at the impact of Trump’s re-election on the markets, which have seen significant gains, and discuss what his economic policies might mean for investors.
Fed Rate Cuts and Inflation Concerns: We analyze the Fed’s recent 25 basis-point rate cut, considering both the benefits and potential risks of reigniting inflation.
New Tax Proposals and Trumponomics: Eric and Bill break down Trump’s proposed tax policies, from cutting income tax to eliminating taxes on Social Security benefits, and consider the feasibility and impact of these ideas.Small- and Mid-Cap Stock Opportunities:
With market trends favoring small- and mid-cap companies, we discuss why these may be attractive investment options right now, especially as tariffs and deregulation reshape the playing field.
Tariffs and U.S. Manufacturing: We explore the potential resurgence of American manufacturing in response to proposed tariffs and the impact this might have on inflation and employment.
Wealth Wisdom aims to provide you with the insights and tools to navigate financial trends thoughtfully and confidently. Through discussions like these, we aim to make complex topics more accessible and actionable.Join us as we continue to explore the many facets of financial growth and well-being.
Remember to subscribe and stay connected for more valuable Fox Hill Wealth Management perspectives.
Follow along at:
👉 Linkedin: https://www.linkedin.com/company/fox-hill-wealth
👉 Instagram: https://www.instagram.com/foxhillwealth
👉 Youtube: https://www.youtube.com/@FoxHillWealthManagement
Time Stamps:
00:00 Introduction and Trump's 2024 Election Win
00:35 Market Reactions, Economic Policies, and Tax Cuts
02:00 Proposed Tax Changes: Tips, Overtime, and Social Security
05:45 Debating Income Tax Reform and Feasibility Challenges
10:15 Incentivizing Investments and Double Taxation Issues
17:30 Trust in Government Spending and Efficiency
22:15 Unrealized Capital Gains and Tax Code Debates
26:30 Flat Tax vs. Progressive Tax: Pros and Cons
29:45 Domestic Manufacturing Incentives and Tariff Impacts
31:35 Market Opportunities: Small & Mid-Cap Stocks
36:30 Google’s Competitive Landscape and Market Trends
42:05 Inflation, Tariffs, and Economic Strategy
44:15 Addressing Government Debt and Spending Concerns
47:50 Social Security’s Role and Future
49:30 Closing Thoughts and Listener Q&A

Fed Rate Cut, Election Spending & Tech Stocks: What’s Next for the Economy?

Welcome to another episode of Wealth Wisdom, the podcast that helps you make informed decisions in today’s evolving financial world. Hosted by Justin Obey,  Eric Benz and Bill Ryan at Fox Hill Wealth Management, we’re here to guide you through strategies to build, protect, and sustain your wealth amidst economic changes.
In this episode, we unpack the latest market-moving topics and trends that could impact your portfolio and lifestyle:
- Big Tech Earnings and AI Investments: We explore the recent earnings reports from giants like Amazon and Google, discussing the impact of their heavy investments in AI and how they’re positioning for future growth.
- Election Spending and Advertising Revenue: With election season driving ad dollars, we break down how platforms like YouTube are seeing ad revenue spikes and what it means for tech stocks.
- Allstate and Caterpillar in Focus: We examine the earnings results from Allstate and Caterpillar, highlighting the unique pressures these companies face in the insurance and machinery sectors.
- The Potential of VR and AR: We discuss the future of augmented and virtual reality and how companies like Facebook are investing heavily in these technologies, setting the stage for the next wave of innovation.
- Health as Wealth: Wrapping up, we reflect on the importance of fitness in boosting productivity and longevity, making the case for a balanced approach to health and wealth.
Plus, we take a look at the upcoming Fed rate cut and discuss its potential effects on the job market and economy. Whether you're an investor, a tech enthusiast, or someone looking to optimize your financial health, this episode has valuable insights for everyone.
00:19 Tech Earnings Overview
00:52 AI Investments and Market Reactions
02:17 Winners in the Tech Sector
04:43 Insurance and Construction Sector Insights
11:42 Future of AI and Augmented Reality
24:58 Reflecting on a Successful Event
25:12 The Importance of Health in Building Relationships
25:51 Health as Wealth: A Deep Dive
27:06 Personal Fitness Routines and Their Impact
29:38 Balancing Fitness and Daily Life
38:26 The Role of Coaches and Advisors
38:39 Halloween Fun and Family Time
39:47 The Discipline of Fitness and Financial Planning
46:34 Economic Insights and Predictions
At Wealth Wisdom, we aim to provide you with the insights and tools to navigate financial trends thoughtfully and confidently. Through discussions like these, we aim to make complex topics more accessible and actionable for you.
Join us on this journey as we continue to explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Follow along at:
👉 Linkedin: https://www.linkedin.com/company/fox-hill-wealth
👉 Instagram: https://www.instagram.com/foxhillwealth
👉 Youtube: https://www.youtube.com/@FoxHillWealthManagement

Media, Emotions, and Investments: Why Staying the Course Matters for Long-Term Wealth

In this episode, Justin Obey, Eric Benz and Bill Ryan from Fox Hill Wealth Management break down some of the biggest misconceptions about stock market risks and explain why long-term investment strategies are so important.
We dive into:
How to stay calm and invested during market volatility
Foxhill’s approach of picking individual stocks over ETFs and mutual funds to try and outperform the market
Why financial planning should take priority over just focusing on risk tolerance
The importance of sector diversification for both stability and growth
The pitfalls of trying to time the market and why patience pays off 
We also explore how technological advancements continue to fuel economic growth and why it's essential to stay optimistic despite what the media might be saying.
Whether you’re an experienced investor or just starting out, this episode offers some valuable insights into building wealth and staying the course through all market cycles. Be sure to like, subscribe, and hit the notification bell for more great financial content! 
00:00 Introduction and Episode Updates
00:51 Golf Frustrations and Scheduling Issues
02:03 Big Episode Preview
02:18 Market Downturns and Recovery
04:14 The Emotional Side of Investing
08:10 The Importance of Staying Invested
12:29 Investment Strategies and Risk Management
21:44 Personalized Investment Strategies
22:31 Navigating Market Volatility
23:02 Investment Committee Insights
23:24 Stock Selection Process
24:29 Diversification and Portfolio Management
27:17 Performance and Historical Data
28:53 Utility Companies and Interest Rates
31:34 Long-Term Investment Outlook
35:51 Mutual Funds vs. Individual Stocks
40:10 Final Takeaways and Optimism
At Wealth Wisdom, our mission is to provide you with the insights and tools to navigate financial trends thoughtfully and confidently. Through discussions like these, we aim to make complex topics more accessible and actionable for you.
Join us on this journey as we continue to explore the many facets of financial growth and well-being. Don’t forget to subscribe, and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Follow along at:
👉 Linkedin: https://www.linkedin.com/company/fox-hill-wealth
👉 Instagram: https://www.instagram.com/foxhillwealth
👉 Youtube: https://www.youtube.com/@FoxHillWealthManagement

Gambling Stocks, AI and is Nuclear Energy Making a Comeback?

Welcome to another episode of Wealth Wisdom, a podcast dedicated to helping you navigate today’s complex financial landscape, brought to you by Fox Hill Wealth Management. I’m Justin Obey, and alongside Eric Benz and Bill Ryan, Principals at Fox Hill, we’ll be your guides as we explore strategies designed to build, protect, and sustain your wealth in a fast-changing world.
In this episode, we dive into key topics that could impact your financial and lifestyle decisions:
Commute Challenges and Work-from-Home Dynamics: We discuss the growing frustrations around commuting and how the shift to remote work is affecting productivity and work-life balance.
Providence: A Hidden Gem for Growth: Eric and Bill highlight why Providence is an underrated city with serious growth potential for both residents and investors.
Gambling Stocks: With the rise in viewership and participation, we explore the significant growth in gambling stocks, including insights into Flutter Entertainment’s long-term strategy.
Nuclear Energy and AI: As AI demands more power, we look at the critical role nuclear energy plays in supporting this growth, and what that means for the broader energy market.
Lithium and Electric Vehicles: We dive into the future of electric vehicles and the importance of lithium as a key resource in this booming industry.
Athleisure Trends: We wrap up by examining the current challenges faced by major brands like Nike and Lululemon, as fast fashion and changing consumer preferences shake up the athleisure market.
At Wealth Wisdom, our mission is to provide you with the insights and tools to navigate financial trends thoughtfully and confidently. Through discussions like these, we aim to make complex topics more accessible and actionable for you.
Join us on this journey as we continue to explore the many facets of financial growth and well-being. Don’t forget to subscribe, and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Follow along at:
👉 Linkedin: https://www.linkedin.com/company/fox-hill-wealth
👉 Instagram: https://www.instagram.com/foxhillwealth
👉 Youtube: https://www.youtube.com/@FoxHillWealthManagement
Chapters
00:00 Commute Challenges and Work from Home Dynamics
03:02 Exploring Providence: An Underrated City
05:57 Gambling Stocks: Growth and Market Dynamics
12:03 The Role of Nuclear Energy in AI and Economic Growth
20:02 The Future of Lithium and Electric Vehicles
30:01 Athleisure Trends: The Rise and Fall of Nike and Lululemon

Amazon’s Office Return and Fed Rate Cuts: Navigating Major Shifts in Work and Finance

Welcome to Episode 3 of Wealth Wisdom, where we dive into key financial topics that could impact your wealth management strategy. I’m your host Justin Obey, joined by Eric Benz and Bill Ryan, Principals at Fox Hill Wealth Management, and today we’re covering everything from interest rates to workplace dynamics.
In this episode, we explore:
Condo Ownership and Association Dynamics – We talk about the financial intricacies of condo ownership, highlighting the importance of understanding condo association rules and fees.
Federal Reserve’s Interest Rate Decisions – We break down how the Fed’s interest rate moves are affecting the market and consumer behavior, especially in the housing sector.
Market Reactions – Eric and Bill share their insights on how rate cuts often signal economic optimism and why it’s important to watch these trends closely.
Workplace Dynamics and Remote Work – We dig into Amazon’s recent decision to bring employees back to the office and discuss the pros and cons of remote versus in-office work, focusing on how these changes impact productivity and company culture.
Truth Social’s Future – We close out the episode by discussing the risks of investing in politically charged companies like Truth Social, and the challenges they face in a competitive social media landscape.
Chapters:
00:00 Introduction
03:03 Condo Ownership and Association Dynamics
05:55 Federal Reserve’s Interest Rate Decisions
08:56 Market Reactions and Economic Indicators
11:51 Impact of Interest Rates on Consumer Behavior
14:52 Workplace Dynamics: Remote vs. In-Office
19:04 Amazon's Return to Office Policy
21:59 Employee Productivity and Company Culture
25:57 The Future of True Social and Political Implications

Netflix’s New Venture: Could Theme Parks Be the Future of Streaming?

Welcome to another insightful episode of Wealth Wisdom, the podcast that helps you build wealth and your legacy, brought to you by Fox Hill Wealth Management. I’m Justin Obey, and today, I’m joined by Eric Benz and Bill Ryan, Principals at Fox Hill, as we dive into some compelling strategies driving Netflix's growth.
In this episode, we explore a range of timely topics that could shape the future of media and entertainment:
Screen Time for Kids: We take a closer look at the ongoing conversation around managing screen time for children, and how Netflix's vast content library plays a role in it.
Impact of Short-Form Video: Eric and William share their thoughts on the growing popularity of short-form content, like TikTok and YouTube Shorts, and how it's putting pressure on traditional streaming models.
Netflix’s Future with Theme Parks: One of the big talking points is Netflix's ambitious venture into physical theme parks. We compare it to Disney’s established dominance in immersive experiences and discuss what this move could mean for Netflix’s brand loyalty and subscriber growth.
Sustainability of Netflix’s Model: Can Netflix's business model continue to thrive in an industry constantly shifting? We assess their strategies for long-term success amid evolving consumer trends.
At Wealth Wisdom, our goal is to give you valuable insights into the business world, especially when it intersects with your financial future. Don’t miss out on this episode as we unpack whether Netflix’s leap into new ventures will enhance its standing in the streaming wars. Be sure to subscribe, and stay tuned for more in-depth discussions on navigating the world of wealth management and financial strategy.
00:00 Welcome to Wealth Wisdom
00:29 Weekend Recap and Parenting Tips
01:49 Screen Time and Streaming Services
05:10 Netflix's Dominance and Content Strategy
08:26 Netflix House: A New Venture
12:13 Comparing Netflix and Disney
19:56 The Netflix Promotion Strategy
20:35 Netflix Stock Performance Analysis
21:11 The Impact of Cord Cutting
23:51 Subscriber Churn Rates and Competitors
25:52 The Rise of Short Form Video
26:51 Parental Concerns and Screen Time
32:26 Family Time and Coaching
35:09 Bullish vs Bearish: The Future of Netflix
38:51 Conclusion and Sign Off

Savings, Investments, and Navigating Today’s Market Volatility

Welcome to the inaugural episode of Wealth Wisdom, a podcast series dedicated to helping you navigate the complex world of personal finance and wealth management brought to you by Fox Hill Wealth Management. I’m Justin Obey, and alongside Eric Benz, Principal at Fox Hill, we’ll be your guides as we explore strategies designed to build, protect, and sustain your wealth.
In this first episode, we discuss essential topics that can make a significant impact on your financial journey:
Floating Rate Mortgages: We’ll take a closer look at the risks and opportunities for those considering variable-rate mortgages in the current interest rate environment.
Commercial Real Estate: With rising adjustable-rate mortgages, Eric and I explore the financial pressures facing commercial property owners and the broader market implications.
Affordability Strategies for Clients: Eric shares actionable strategies to help clients save for major financial milestones, such as home down payments, even in uncertain economic times.
Early Financial Planning for Young Clients: We talk about why it’s so important to start financial planning early and how working with a trusted advisor can set young investors on a path to long-term success.
Personal Financial Regrets: I reflect on some of the financial guidance I missed out on in my twenties and how those experiences shaped my financial philosophy today.
Meta’s IPO Journey: A look back at Facebook’s IPO journey, what we can learn from its early struggles, and how it has evolved into a major market success.
Chase Check Glitch Incident: We discuss the recent viral Chase check glitch and its broader implications for the financial industry and consumer trust.
The Importance of Health and Fitness: Eric and I highlight the importance of maintaining physical well-being, not just for personal health but for sustaining professional success and energy.
At Wealth Wisdom, our mission is to provide you with the tools and insights to manage your wealth thoughtfully and effectively, focusing on long-term growth and preservation. Through real-life examples and client stories, our goal is to to make complex financial topics accessible and actionable for you.
Join us on this journey as we bring you valuable perspectives on wealth management. Don’t forget to subscribe, and stay connected as we continue to explore the many facets of financial well-being.