Wealth Wisdom: Building Wealth, Building Legacy

Should you invest 100% in Equities? | Episode 30

Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz
Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
 
About this Episode:
Is investing entirely in equities reckless, or the smartest way to build long-term wealth and outpace inflation?
In this episode of Wealth Wisdom, we break down one of our most talked-about strategies: why we often recommend a 100% stock portfolio for investors with a long time horizon, and how this approach can actually lower your risk over time.
We dive into essential questions that every investor should ask: 📉 Is the stock market too volatile to go all-in? 🏦 Should I diversify with bonds, gold, or real estate? 🧠 What mindset helps you stay the course during market downturns? 💡 How does inflation quietly erode wealth, and how do equities protect against it?
You’ll also discover: 📊 How to use “investment buckets” to manage short-term needs and long-term goals 📆 Why having a 10+ year time horizon changes your portfolio strategy 📈 What real diversification within equities actually looks like 📉 Why playing it “safe” could be the riskiest move for your financial future 📰 How to tune out market noise and media fear-mongering
Plus, we spotlight Meta (Facebook, Instagram, WhatsApp, Threads)—one of our current equity holdings—and why we invested when others were selling.
If you’re researching how to build a retirement portfolio, beat inflation, or invest for the long term, this episode is packed with insights you won’t want to miss.We’re not here to tell you what to think—but to help you think better, with more clarity, confidence, and strategy.
🔔 And if you want more episodes on stock market strategy, retirement planning, and long-term investing, follow Wealth Wisdom for fresh weekly insights that go deeper than the headlines.
 
Timestamps:
00:16 The Case for Equities
01:25 Understanding Inflation and Equities
02:31 Long-Term Investment Strategies
04:32 Financial Planning and Risk Tolerance
12:33 Diversification and Portfolio Theory
16:10 Long-Term Investment Strategies
17:17 The Impact of Inflation on Savings
17:54 High-Yield Savings Accounts
19:46 Equities for Long-Term Growth
21:25 Analyzing Meta's Performance
27:11 The Future of AI and Advertising
29:28 Conclusion and Upcoming Topics
At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz
Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions._______________________________________________________________________
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#Stocks #Equities #Inflation #Investing #Portfolio #Diversification #Wealth #Retirement #Growth #Risk #Meta #Facebook #WealthWisdomPodcast #FoxHillWealthManagement

Should You Start a Small Business? | 29

Join us on this journey as we explore the many facets of financial growth and well-being.
Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz
Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
 
SHOW DESCRIPTION:Starting a business sounds exciting until you realize how much you don’t know about taxes, legal structures, and the true cost of getting it off the ground. 
In this episode of Wealth Wisdom, we pull back the curtain on what it really takes to launch a business in 2025.
We’re talking beyond the buzzwords: real money, real decisions, and real risks.
Here’s what we unpack: 💼 What it actually costs to start a business today (spoiler: it’s more than an LLC filing fee) 📉 How to avoid the most common financial mistakes new founders make 🏛️ LLC, S-Corp, or sole prop? Understanding the tax implications of each 📊 When to keep your 9–5 and when to make the leap 📋 The non-negotiables for setting up your business the right way, from payroll to partnership agreements
We also take a look at recent headlines:
📉 Why the Fed is holding rates steady
🌍 What rising trade tensions with China mean for entrepreneurs
📈 How inflation data might affect small business lendingTimestamps:00:36 Rapid Fire Financial News
01:01 The Fed's Rate Decisions
02:37 Impact of Tariffs and Trade Restrictions
04:53 Rare Earth Metal Shortage
10:08 Entrepreneurship in America
23:42 The Early Struggles and Sacrifices
23:59 Risky Decisions and Reflections
24:56 Living on a Tight Budget
25:52 Hosting Events for Survival
26:31 Reinvesting in the Business
27:19 Do's and Don'ts of Starting a Business
27:37 Understanding Business Structures
30:47 Importance of Proper Setup and Team Building
37:09 Financial Mistakes to Avoid
40:41 Balancing a Day Job and a Side Hustle
43:42 Final Advice and Encouragement
 
At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
_______________________________________________________________________
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#StartABusiness2025 #EntrepreneurTips #LLCvSScorp #SmallBusiness #BusinessTaxesExplained #StartupCosts #BusinessStructure #WealthWisdomPodcast #FoxHillWealthManagement
 
 

Are Your Financial Fears Holding You Back?

At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz
Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
Are Your Financial Fears Holding You Back? | Ep. 28
Let’s be honest. Money isn’t just numbers on a spreadsheet. It’s emotion. It’s identity. It’s mindset.
In this episode of Wealth Wisdom, we’re getting real about something most people feel but rarely talk about: financial fear.
You might be earning more than ever but still feel stuck, anxious, or unsure about your future. Sound familiar? You're not alone.
We dive into: 🧠 The financial thermostat – why we sometimes sabotage our own progress 💸 Lifestyle creep – how “more” can quietly become “never enough” 🤯 Paralysis by analysis – how fear keeps you from taking action 🚫 Imposter syndrome with money – yes, even high earners feel it 💬 Keeping up with the Joneses – and how it’s messing with your goals
We also cover what’s happening in the economy this week: 📉 GDP dipped 0.2% – is that actually good news? 📈 Inflation’s cooling – could rate cuts be on the horizon? 💼 The job market’s shifting 💵 And what a strong U.S. dollar means for your portfolio
To wrap things up, we take a closer look at Amazon (AMZN), one of our current portfolio holdings: 📊 Is it still worth holding in 2025? 🛒 What’s really driving their growth? 💰 And how do razor-thin retail margins compare to AWS and ad revenue?Timestamps:
00:29 Rapid Fire Financial News
01:03 Market Performance and Predictions
01:52 Interest Rates and Economic Indicators
04:18 Job Market and AI Impact
05:46 Strong US Dollar and Global Comparisons
08:02 Main Topic: Financial Thermostat Theory
10:17 Psychology of Wealth Building
15:59 Retirement Fears and Financial Planning
18:44 Keeping Up with the Joneses
24:24 Understanding Financial Fears
25:34 Symptoms of Financial Anxiety
26:27 Overcoming Financial Paralysis
29:56 The Importance of Financial Coaching
32:36 Deep Dive into Amazon
34:07 Amazon's Business Model and Future Outlook
45:37 Conclusion and Final Thoughts
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#FinancialMindset #MoneyAnxiety #BuildWealth #PersonalFinanceTips #WealthWisdomPodcast #FinancialFreedomJourney #MoneyMindsetMatters #InvestingForBeginners #OvercomingFinancialFear #SmartMoneyMoves
 
 
 

Public vs Private School

Choosing between public and private school is more than just a parenting decision, it’s a financial one that can shape your family’s future. With private school tuition rising nearly 8% annually and elite institutions charging up to $98,000 per year, many parents are asking:
-Should I send my child to private school or invest that money for their future?-Does paying for private education actually lead to better academic or financial outcomes?
In this episode of the Wealth Wisdom Podcast, we explore the real cost of private school vs. public school and how to make the smartest financial choice for your family. Using national data, real client examples, and expert insights, we dive into the education debate through the lens of financial planning for parents.
We cover: 📊 Average private school tuition by state—and how much families are really paying 📚 Whether private schools improve test scores and long-term earnings after adjusting for income 🎓 The one major benefit of private education (and how to get it without the $200K price tag) 🏡 How more families are choosing tutoring, relocating to top public school districts, or homeschooling as alternatives
We also break down key economic updates: 📉 U.S. GDP shrinks by 0.2% in Q1—what it means for economic growth and inflation ⚖️ Trump-era tariffs struck down under IEEPA—how trade policy is shifting 🚀 Elon Musk criticizes new tax bill, exits Doge, and refocuses on Tesla and SpaceX 💼 Nvidia earnings surge 73% year-over-year despite China export restrictions
If you’re a parent navigating school choices or anyone thinking about how education and money intersect, this episode will help you think clearly, plan wisely, and make informed decisions that support both your kids and your financial future.
Subscribe to Wealth Wisdom for weekly conversations on personal finance, smart investing, and the real-life trade-offs behind everyday money decisions.
Timestamps:
01:07 Rapid Fire News: US Economy and Tariffs
05:15 Elon Musk's Return to Tesla and SpaceX
13:51 Private vs Public School: What Should Parents Do?
20:24 The Benefits of Smaller Class Sizes
21:41 The Rise of Homeschooling
22:35 Financial Considerations for Private School
23:57 Personal Experiences with Private Education
28:40 Nvidia's Impressive Earnings Report
31:53 The Future of AI and Technology
36:36 The Impact of AI on Entertainment
39:37 Conclusion and Final Thoughts
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#PrivateSchool #PublicSchool #SchoolCosts #SmartParentingMoves #FinancialPlanningForFamilies #MoneyTalk #InvestInYourKids #WealthWisdom

Should I Finance or Pay Cash for My New Car? Plus the Latest U.S. Economic News

Buying a car in 2025 is more than just choosing a make and model—it's a high-stakes financial decision. With interest rates at decade highs, the housing market cooling, and new tax laws shaking things up, many Americans are wondering: Should I finance a new car, lease it, or pay in full with cash? And how do today's economic conditions affect your decision?
In this episode of the Wealth Wisdom Podcast, we unpack the best way to buy a car in 2025 with insights that go beyond the dealership.
We break down: 🚗 Financing a car vs. paying cash: What’s smarter in today’s market? 💵 The financial pros and cons of cash payments for vehicles 📈 Why liquidity might be more valuable than avoiding a car loan 🚙 Hidden leasing costs and how car dealers structure “cheap” deals
And we don’t stop there—we tackle the latest U.S. economic news: 🏠 Why mortgage rates are rising again and how that impacts the housing market 📉 Moody’s credit downgrade of U.S. debt—and what it means for loan interest 🪙 The surge in Bitcoin, cryptocurrency, and gold as alternative investments 💰 Key changes in the 2025 tax law, including new car loan interest deductions and tax-free tips for service workers
Whether you're planning to buy a car this year or just want to make smarter decisions with your money, this episode is your go-to guide for navigating major purchases in a changing economy.
🎧 Subscribe to Wealth Wisdom for weekly episodes packed with real talk, smart strategies, and down-to-earth financial advice.Timestamps:00:52 Economic News Update
00:58 Discussion on Mortgage Rates and Housing Market
05:54 Bitcoin and Cryptocurrency Insights
12:26 New Tax Bill Highlights
18:37 Financing Your Car: Options and Advice
20:07 Understanding Car Financing Costs
20:58 New vs. Used Car Prices
21:06 Financing Options and Credit Scores
21:38 Honda's Financing Deals
23:07 The Debate: Financing vs. Paying Cash
23:44 Importance of Liquidity
25:51 Tax Write-Off Myths
27:16 Balancing Enjoyment and Financial Savvy
31:07 Negotiating Car Financing Terms
33:14 Long-Term Car Ownership Strategy
35:35 The True Cost of Car Ownership
40:48 Conclusion and Next Episode Teaser
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#CarBuying2025 #FinanceVsCash #PersonalFinancePodcast #WealthWisdom #USEconomicNews #InterestRates #Bitcoin #MortgageRates #TaxBill2025 #SmartMoneyMoves #MoneyTalk  #WealthWisdom  #HomeFinance #InvestmentStrategy #TaxPlanning #LongTermWealth #FinancialDecisions #SmartInvesting #WealthWisdomPodcast #FoxHillWealthManagement
 
 
 

Should I Pay Off My Mortgage Early or Invest Instead?

Today, we tackle one of the most common and misunderstood questions in personal finance:
Should I Pay Off My Mortgage Early or Invest Instead?
At a time when interest rates are fluctuating and headlines are full of financial noise, making the right call on your mortgage could have long-term consequences. We unpack the math, psychology, and lifestyle trade-offs involved in either path—and why the “debt-free” advice isn’t always the best move.
In this episode, we break down:
💸 The pros and cons of paying off your mortgage early
📊 What to do if you’re locked into a 6%+ interest rate
🧠 Why liquidity can be more valuable than being debt-free
We also talk about:
🏦 The Fed’s interest rate decisions and what might come next
🚗 U.S.–UK trade deals and what tariffs mean for car buyers
🔍 Google’s struggles against Apple, TikTok & AI search habits
🦿 Will humanoid robots become a $5 trillion market by 2050?
Ultimately, there's no simple answer—just better questions. Our goal isn’t to tell you what to do, but to give you the tools to think more clearly about your options. Whether you're weighing mortgage decisions or watching the markets, we're here to help you stay curious, stay informed, and stay in control.🎧 Subscribe to Wealth Wisdom for more real conversations like this.
Timestamps:
00:22 Rapid Fire Market Update
02:45 US-UK Trade Deal Insights
04:42 Google's Market Challenges
05:59 The Rise of AI and Humanoid Robots
11:20 Surge in Car Purchases and Market Manipulation
12:53 Main Topic: Should You Pay Off Your Mortgage Early?
33:13 Market Update: Interest Rates and Trade Deals
37:29 Google's Challenges and AI Competition
41:58 The Future of AI and Humanoid Robots
44:00 Car Market Trends and Investment Insights
45:33 Main Topic: Should You Pay Down Your Mortgage Early?
46:11 Debate on Debt: Dave Ramsey's Philosophy
32:04 Conclusion and Final Thoughts
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#ShouldIPayOffMyMortgage #Finance  #DebtFreeTips  #MortgageStrategy  #PayOrInvest  #MoneyTalk  #WealthWisdom  #HomeFinance #InvestmentStrategy #TaxPlanning #LongTermWealth #FinancialDecisions #SmartInvesting #WealthWisdomPodcast #FoxHillWealthManagement

STOCKS VS REAL ESTATE: Which is better?

In this episode of Wealth Wisdom, we explore one of the most debated questions in personal finance: Should you invest in real estate or the stock market?
While both can be powerful tools for building financial security, the approach, risk, and commitment required for each are very different. 
From managing rental properties to evaluating long-term market performance, this episode offers insights that go far beyond theory. Bill shares what it was really like to renovate and rent a multifamily property in South Boston, while Eric explains why, despite owning real estate, he’s ready to shift his investments back into the market.
Together, they break down what most people don’t realize about these two paths—until they’re in the thick of it.
In this episode, we discuss: 🏠 The realities behind “passive income” in real estate 🔧 The true cost of sweat equity and ongoing property maintenance 📈 Stock market returns vs. rental income over time 💸 Tax advantages of real estate—and how they work 📊 Opportunity cost: what managing property may be costing you 💥 Cash-out refinances and their long-term impact 📍 Liquidity, control, and risk tolerance in each strategy
There’s no one-size-fits-all answer. Both real estate and equities can build wealth, but in very different ways.The key is understanding the trade-offs and choosing the path that aligns with your lifestyle, goals, and risk tolerance.
Follow us for more conversations like this. Designed to help you build, protect, and enjoy your wealth with confidence.Timestamps:
00:00 Introduction and Debate Setup
01:02 Bill's Real Estate Journey
03:17 Challenges and Sacrifices in Real Estate
08:51 Eric's Perspective on Real Estate vs. Equities
10:57 Financial Analysis and Tax Implications
23:42 Tax Implications of Mutual Funds and ETFs
24:12 Understanding Capital Appreciation and Dividends
25:08 Pros and Cons of Real Estate Investment
27:15 Cash Out Refinance Explained
35:31 Comparing Real Estate and Equities
41:28 Final Thoughts and Takeaways
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#RealEstateInvesting #StockMarketInvesting #PassiveIncomeMyths #RentalPropertyTips #EquityVsRealEstate #InvestmentStrategy #TaxPlanning #LongTermWealth #FinancialDecisions #SmartInvesting #WealthWisdomPodcast #FoxHillWealthManagement

When Should I Hire a Financial Advisor? | Wealth Wisdom Ep. 23

In this episode of Wealth Wisdom, we’re tackling one of the most common—and most misunderstood—questions we get: “Do I really need a financial advisor?”
The truth is, not all advisors are created equal. Some are selling products, others are managing investments, and many people don’t know the difference until it’s too late. That’s why we’re breaking down the real role of an advisor, how they get paid, and what a truly well-rounded financial partner should be doing for you.
We’re also sharing real client stories, mistakes we’ve seen firsthand, and why finding someone you trust isn’t just helpful—it’s essential.
In this episode, we cover:
✅ What the title “financial advisor” actually means—and why it’s often misused 💸 How advisors make money (and what that means for you) 🚩 Red flags to watch out for—especially if you’re offered “free” advice 🧠 The high cost of DIY financial planning (spoiler: it’s more than you think) 🏗️ What a real, 360° advisor should be helping you with 📋 Questions to ask before hiring anyone 📞 Why waiting to “have enough” before reaching out might be holding you back 🌟 The mindset shift that separates confident financial decisions from guesswork
No matter where you are in your financial journey—just getting started, planning for something big, or questioning whether your advisor is actually helping—this episode cuts through the noise.
It’s a clear, straightforward conversation designed to help you make confident decisions and feel more in control of your money.
00:00 Welcome to Wealth Wisdom
00:42 Understanding Financial Advisors
00:56 Types of Financial Advisors
01:20 Fee Structures and Transparency
02:45 Finding a Trustworthy Advisor
09:48 When to Hire a Financial Advisor
11:25 How Much Money Do You Need?
13:33 The Importance of Financial Advisors
14:16 Understanding the Role of Financial Advisors
15:44 Common Misconceptions About Financial Advisors
16:25 The Value of Comprehensive Financial Planning
17:12 Tailoring Financial Advice to Individual Needs
21:47 The Role of Communication in Financial Planning
23:57 Steps to Finding the Right Financial Advisor
25:31 Conclusion and Final Thoughts
Don’t forget to subscribe for more insights on finance, investing, and wealth-building strategies.
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#FinancialAdvisor #FiduciaryAdvisor #WealthManagement #FinancialPlanning #MoneyMistakes #PersonalFinanceTips #FeeOnlyAdvisor #SmartMoneyMoves #InvestingWisely #FinancialConfidence #BuildingWealth #FinancialGoals #WealthWisdomPodcast #FoxHillWealthManagement

Recent Market News & Investment Tips for High-Income Earners

This week on Wealth Wisdom, we're tackling the question on every investor’s mind: what is going on in the markets—and what should you do about it?
From sudden tariff swings and cooling inflation to massive market volatility and shifting consumer sentiment, we break down what’s driving the chaos and what it actually means for your portfolio.
Then we zoom in on a group that needs smart guidance more than ever: young professionals with stock options, startup equity, and big financial goals—but not always a clear plan.
In this episode, we cover: 📉 Why the market’s reacting the way it is (and why it's not done yet) 🌎 What’s really happening with tariffs, China, and trade tensions 📊 The difference between inflation data and inflation sentiment 💰 What to do if most of your net worth is tied to company stock 📈 When and how to diversify—without killing your upside 🧾 What no one tells you about RSUs, ISOs, and the tax traps to avoid 🏦 How to build a financial “dream team” to grow and protect your wealth 🧠 Why panic is the #1 wealth killer—and how to avoid it
If you’re building your career, growing your income, or navigating equity for the first time, this episode is your roadmap to making smart money moves in a messy market. No jargon, no hype—just real strategies to help you build wealth that lasts.Timestamps:01:34 Stock Analysis and Predictions
04:06 Welcome to Wealth Wisdom
05:10 Market Volatility and Tariffs
10:37 Inflation and Consumer Sentiment
14:37 Tariffs and Global Trade Dynamics
24:06 Market Concerns and Investor Panic
24:52 Long-Term Investment Strategies
25:49 Advice for Younger Investors
28:40 Understanding Stock Options and Taxes
32:14 Building Wealth Through Discipline and Sacrifice
41:57 The Importance of a Financial Team
45:14 Final Thoughts and Market Outlook
Don’t forget to subscribe for more insights on finance, investing, and wealth-building strategies.
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#InvestingForYoungProfessionals #MarketVolatility #StockOptions #RSUs #WealthBuilding #FinancialPlanning #Tariffs #Inflation #PersonalFinance #LongTermInvesting #WealthWisdomPodcast #FoxHillWealthManagement

Unlocking Your Businesses Value with Rudy Scarito, Founder of RS Finance | Episode 21

This week on Wealth Wisdom, we sit down with Rudy Scarito, founder of RS Finance & Consulting, a powerhouse in middle market M&A with a resume that includes Goldman Sachs, Lehman Brothers, and decades of hard-earned experience helping founders close multi-million dollar deals.
But Rudy didn’t set out to be an entrepreneur—she was thrown into it after the 2008 financial crisis flipped her world upside down. What started as survival turned into a thriving boutique investment banking firm helping business owners navigate the most important financial decision of their lives.
In this episode, we get into: 💼 What “middle market” businesses actually are—and why they’re such a hot space 📉 How getting laid off in 2008 led Rudy to build something of her own 📈 The emotional and strategic side of selling your life’s work ⚙️ What you need to have in place before talking to buyers 🤝 What buyers truly care about (spoiler: it’s not always top-line revenue) ⏳ How to plan for your next chapter after the deal is done 👀 The red flags that can kill a deal—even at the finish line
If you’re a founder in your 50s or 60s thinking about your next move—or just want to build a business that’s worth something when the time comes—this episode is full of real talk, sharp advice, and lessons you won’t hear anywhere else.
 
Timestamps:
01:03 Career Beginnings at Lehman Brothers and Goldman Sachs
02:09 Transition to Boston and Tucker Anthony
03:56 Founding RS Finance and Consulting
04:10 Challenges During the Financial Crisis
05:05 Winning the First Client
06:32 Building RS Finance and Networking
12:57 Defining the Middle Market
17:17 Challenges in Mergers and Acquisitions
20:42 Focus on M&A Over Capital Raising
21:55 Balancing M&A and Financing Deals
22:53 Post-COVID Market Trends
23:34 Challenges for Business Owners
27:22 Impact of Interest Rates on Valuations
30:40 Generational Shifts in Business Ownership
33:26 Preparing a Business for Sale
41:48 Final Advice for Business Owners
Don’t forget to subscribe for more insights on finance, investing, and wealth-building strategies.
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone.
Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management.
DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past performance of the market is not a guarantee of future results. Always consult with a financial professional before making investment decisions.
About Fox Hill Wealth Management
At Fox Hill Wealth Management, we believe wealth is about more than just money—it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.
We specialize in:✅ Active Investment Management – Helping you grow and protect your wealth✅ Comprehensive Financial Planning – A roadmap for your short- and long-term goals✅ Tax Strategy & Estate Planning – Keeping more of what you earn while securing your legacy
We help individuals and families take control of their finances so they can live life on their terms. If you’re looking for a financial partner who prioritizes your success, we’d love to connect! https://foxhillwealth.com
Follow along at:
👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement
#BusinessExit #FoxHillWealthManagement #MiddleMarket #SellYourBusiness #EntrepreneurLife #BusinessValuation #InvestmentBanking #FounderJourney #SuccessionPlanning #WealthWisdomPodcast